Hurricane - Floods

At a glance..

Hurricanes are the greatest storms on earth. Both coastal and inland residents need to be aware of the damage that flooding can cause in the event of a hurricane.

The details..

Hurricanes are the most powerful storms on earth. While their winds can cause significant damage along coastlines, it is often flooding that causes the greatest destruction. This book offers practical advice for both coastal and inland residents who may be affected by hurricanes. It emphasizes the importance of purchasing flood insurance well in advance of a storm's arrival since homeowner's insurance does not cover flood damage.

The author stresses the need to make an itemized list of all personal property before a storm hits as this will help prove your claims are valid if you suffer losses due to flooding. The book also recommends identifying safe routes from your home or place of business to high ground ahead of time so that you can evacuate quickly when necessary.

During a flood event, it is important to stay informed about local conditions via battery-operated radio tuned into local stations. If instructed to evacuate immediately do so calmly but promptly; turn off utilities at the main switch only if there is enough time; move valuables upstairs (if possible); avoid already flooded areas; never attempt crossing any stretch of water above knee level either by foot or car - rising waters could lift vehicles away with occupants inside.

After a hurricane-related flood has passed through an area, homeowners should contact their insurance agent/broker right away if they have suffered damages from flooding during the event. They should also take photos documenting any structural or content loss sustained during such events while waiting for adjusters' visits.